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SEPA, the Single Euro Payments Area, has been a reality since January 2008, when the SEPA Credit Transfer became effective.
This has now been implemented in 32 European countries, and a second milestone was achieved in November 2009 with the launch of the SEPA Direct Debit.
On 31 March 2012, the so-called SEPA-Migration End-Date Regulation entered into force. It established an end date for SEPA migration of 1 February 2014. This means that SEPA is no longer a voluntary initiative, but a regulatory requirement. Corporate migration to the new instruments is therefore necessary, and with the end date fast approaching, we recommend that you start your migration preparations immediately.
Being fully informed of the strategic importance of the initiative, its mandatory and optional features, processes and infrastructures are all prerequisites in the migration process. Equipped with the proper tools and information, corporates will successfully overcome the challenges of migration and fully realise the potential these new SEPA instruments will bring.
Deutsche Bank is pleased to assist with the migration to the new payment schemes. As part of our commitment to help you achieve a seamless migration, we have developed this guide to cover the main issues for your consideration.
We wish you every success and a smooth transition!